Product Counsel

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Nimble counsel for growth

Our Product Counsel team advises on the entire product life cycle, including design, launch and ongoing refinement of fintech products and services. We have extensive in-house experience building consumer, investor, and business products for clients across a range of industries, and we regularly counsel loan and buy-now-pay-later originators, loan brokers, earned wage access providers, money transmitters, marketplace platforms, mortgage lenders, home-sharing and co-living platforms, and real estate brokers.

We regularly:

  • counsel on product development, including initial product structuring or changing features over time; 
  • draft document sets, such as loan agreements, real estate option contracts, and program agreements; 
  • develop licensing and regulatory strategies for novel financial products; and
  • advise on regulatory compliance across the entire customer journey.

Every member of our team has worked as in-house counsel at a fintech or bank.

We deliver actionable advice to our clients based on their appropriate risk tolerance and business goals. Scale is a tech-forward, remote-first law firm, which gives our attorneys the ability to tailor services to client needs at every stage of growth.

Meet The Team

Full Attorney List

Legal Insights

Tips for a Successful Fintech-Bank Partnership

For a fintech, finding the right bank partner accelerates the path to product launch. By partnering with a bank, the fintech is able to leverage the bank’s charter to deliver a uniform product across those states.

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DIY Law: Beware of the Legal Template

Many companies use contract templates in their day-to-day operations. When drafted properly and tied to the appropriate use case, templates can be a tremendous time and money saving resource. As outside general counsel to companies of all sizes, the review of existing contract templates comes up quite often. Some clients are looking for an upgrade, while others may be seeking a quick, validating green light or help with a contract negotiation utilizing a template as the foundation. Unfortunately, many templates do not accomplish the intended purpose, or worse. 

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Under the Corporate Transparency Act, Companies Face New Requirements in 2024

In the ever-evolving landscape of financial regulation and corporate transparency, the Corporate Transparency Act (CTA) has emerged as a pivotal piece of legislation. Enacted in 2021 as part of the National Defense Authorization Act, the CTA will require most new and existing legal entities operating in the United States to file reports with the federal government regarding their beneficial owners. The CTA goes into effect on January 1, 2024, and its key provisions are described below.

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